:root{--blue:#073b9a;--blue2:#087de8;--navy:#061d49;--ink:#101828;--muted:#667085;--bg:#f7f9fc;--line:#e7ecf3;--cta:#f36b21}
*{box-sizing:border-box}body{margin:0;font-family:Arial,"Tahoma",sans-serif;color:var(--ink);background:#fff;line-height:1.65}
a{text-decoration:none;color:inherit}.wrap{width:min(1180px,92%);margin:auto}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav{height:82px;display:flex;align-items:center;gap:28px}.logo{width:225px;max-height:64px;object-fit:contain}.links{display:flex;gap:22px;align-items:center;margin-inline-start:auto;font-size:14px;font-weight:700}
.lang{border:1px solid var(--line);padding:8px 12px;border-radius:10px}.btn{display:inline-block;background:var(--blue);color:#fff;padding:12px 20px;border-radius:11px;font-weight:800}.btn.cta{background:var(--cta)}.btn.ghost{background:#fff;color:var(--blue);border:1px solid #cfd9ea}
.hero{padding:86px 0;background:linear-gradient(120deg,#f5f9ff 0%,#fff 58%,#eef6ff 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:50px;align-items:center}
.kicker{color:var(--blue2);font-weight:900;letter-spacing:.03em}.hero h1{font-size:52px;line-height:1.15;margin:10px 0 18px;color:var(--navy)}.hero p{font-size:19px;color:var(--muted);max-width:680px}
.visual{min-height:380px;border-radius:28px;background:linear-gradient(145deg,#092f73,#0c76dc);position:relative;box-shadow:0 28px 70px rgba(7,59,154,.18);display:grid;place-items:center;overflow:hidden}
.visual:before,.visual:after{content:"";position:absolute;border:2px solid rgba(255,255,255,.18);border-radius:50%;width:390px;height:390px}.visual:after{width:250px;height:250px}
.visual img{width:72%;filter:brightness(0) invert(1);position:relative;z-index:2}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.trust{display:flex;gap:26px;flex-wrap:wrap;margin-top:34px;color:#344054;font-weight:700;font-size:14px}
section{padding:76px 0}.section-head{text-align:center;max-width:760px;margin:0 auto 38px}.section-head h2{font-size:36px;margin:0 0 10px;color:var(--navy)}.section-head p{color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:18px;padding:25px;background:#fff;box-shadow:0 10px 30px rgba(16,24,40,.04)}.card b{color:var(--blue);font-size:18px}.card p{color:var(--muted);font-size:14px}
.band{background:var(--navy);color:#fff}.band h2{color:#fff}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.step span{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:#fff;color:var(--blue);font-weight:900}.step h3{margin-bottom:5px}.step p{color:#cbd5e1}
.cta-box{background:linear-gradient(120deg,#eef6ff,#fff);border:1px solid #dbe8fa;border-radius:24px;padding:42px;display:flex;justify-content:space-between;align-items:center;gap:25px}
footer{background:#06162f;color:#d8e1ee;padding:44px 0}.footer{display:flex;justify-content:space-between;gap:35px;align-items:center}.footer img{width:210px;filter:brightness(0) invert(1)}.small{font-size:13px;color:#98a8bd}
.page-hero{padding:58px 0;background:#f5f8fc}.page-hero h1{font-size:40px;color:var(--navy);margin:0 0 8px}.content{max-width:900px;margin:auto}.form{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form input,.form select,.form textarea{width:100%;padding:14px;border:1px solid #d6deea;border-radius:10px;font:inherit}.form textarea{grid-column:1/-1;min-height:130px}.full{grid-column:1/-1}
@media(max-width:900px){.links a:not(.lang){display:none}.hero-grid{grid-template-columns:1fr}.hero h1{font-size:40px}.cards,.steps{grid-template-columns:1fr 1fr}.visual{min-height:280px}.footer,.cta-box{flex-direction:column;align-items:flex-start}}
@media(max-width:560px){.logo{width:185px}.nav{height:72px}.hero{padding:55px 0}.hero h1{font-size:34px}.cards,.steps,.form{grid-template-columns:1fr}.hero p{font-size:17px}.page-hero h1{font-size:32px}}